Retirement & Protection Strategies You Can Actually Understand
We help families protect what they’ve built, retire with confidence, and safeguard their mortgage and income using modern insurance-based strategies.
Make it Financial
Tax-Advantaged Wealth Building
Using properly structured life insurance, we can help you grow money for the future with downside protection and tax advantages, while still protecting your family.
Retirement Income Strategies
We help you turn your savings into reliable income using tools like fixed and indexed annuities, so you don’t have to worry about outliving your money.
Mortgage Protection
We design plans that help your family keep the house if something happens to your income due to death, disability, or critical illness.
Family Life Insurance Planning
From basic coverage to more advanced strategies, we help you choose the right life insurance to protect the people who depend on you.
401(k) / IRA Rollovers
If you’ve left a job or want more control over a retirement account, we can review options to protect and reposition those dollars.
Legacy & Estate Review
We coordinate with your existing professionals to help make sure your money goes where you want it to go—efficiently and tax-consciously.
About Us
Your Trusted Retirement & Protection Team
With ClearPoint Financial, you get a team focused on real-world retirement and protection strategies — not confusing jargon. We help families protect their income, safeguard their mortgage, and turn savings into reliable retirement income using modern insurance-based solutions. Our mission is simple: give you a clear plan, honest education, and ongoing support so you always know your next financial move.
Who We Help
Pre-Retirees (50s & Early 60s)
Still working and building savings, but want a clear plan so you don’t run out of money in retirement. We help you understand your options for income, protection, and taxes before you leave your job.
Retirees Wanting Reliable Income
Already retired or about to retire and want predictable income you can’t outlive. We review pensions, Social Security, savings, and annuity options so your money can last as long as you do.
Homeowners & Growing Families
You’ve worked hard for your home and lifestyle. We design mortgage protection and life insurance strategies so one unexpected event doesn’t put everything you’ve built at risk.
Frequently Asked Questions
What exactly does ClearPoint Financial do?
We help families and individuals protect their income, mortgage, and retirement using life insurance, mortgage protection, and annuity-based strategies. Our focus is on simple, easy-to-understand plans that fit your real budget and goals.
Do you charge a fee for consultations?
No. Our strategy calls are completely free. We use that time to learn about your situation, explain your options, and see whether we’re a good fit to work together. If we move forward, we’re compensated by the insurance carriers—not by charging you a planning fee.
Are you tied to just one insurance company?
No. We work with multiple top-rated insurance carriers. That means we can compare options and help you choose the strategy and company that best fits your needs instead of trying to force one product on everyone.
How do annuities fit into retirement planning?
Annuities are insurance contracts that can turn part of your savings into guaranteed income you can’t outlive. They’re not right for everyone, but for the right person they can help reduce market risk and provide predictable monthly income alongside Social Security and other assets.
What is mortgage protection?
Mortgage protection is a type of life insurance designed to help cover your mortgage payments if you pass away or in some cases become critically ill. The goal is simple: if something happens to you, your family can keep the home instead of worrying about the payment.
What happens on a Free Strategy Call?
First, we ask a few simple questions about your goals, current coverage, and timeline. Then we walk through where you are now, where you want to be, and outline possible paths to get there. If you like the direction, we schedule a follow-up to review specific strategies and numbers.
© 2025 ClearPoint Financial. All rights reserved.
Based in Chicago, Illinois.